In simple terms, a bad check is usually the result of poor math calculations or your bank making a miscalculation.
In either case, your intentions were good when you wrote the check.
There is nothing illegal, inappropriate, unlawful, unethical, unprofessional, or unconscionable about a creditor asking a customer to issue a post dated check, nor is there any reason a customer cannot issue one or a series of post dated checks to clear a past due balance.
There are several advantages to taking postdated checks in settlement of an account balance including these: 1.
The creditor deposited the check which overdrew the account of the signer of the check.